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Insurance Information

Billing:

  • Our fee for a normal vaginal delivery without complications includes all routine pregnancy related office visits, vaginal delivery and your post-partum visit.  The fee does not include any laboratory, ultrasounds or non-stress testing.  These are additional services that are billed to your insurance carrier. 
  • If you require a cesarean section, the surgeon and assistant surgeon have additional fees. Unfortunately, complications during a pregnancy or in delivery can occur.  Any charges incurred are not included in the fee for a normal vaginal delivery.
  • If you have any questions, please call our billing staff at (408) 358-4835.

Insurance:

  • We will make every effort to work with you and your insurance company.  Please contact your insurance carrier to determine your benefit level so that you will have a better idea of your personal financial responsibility.  Unfortunately, many people are surprised to find that their insurance carrier’s reimbursement levels have not kept up with the rising cost of providing medical care. Click here for a list of our insurance contracts.
  • Please keep in mind that we have no control over hospital charges and that you will receive separate bills from the hospital, laboratory and anesthesiologist.
  • Pre-certification is simply a statement that the insurance carrier has been notified and believes that the admission is medically necessary.  It is NOT a guarantee of benefits.
  • Our office is happy to coordinate the pre-certification of your maternity care.  Please call the financial counselor at (408) 358-4835.

Financial Agreement:

  • After your first obstetrical appointment, we request that you visit with our financial counselor to determine an estimate of your out-of-pocket expenses for an uncomplicated vaginal delivery. The counselor will contact the insurance company to determine your level of benefits.
  • We ask that you pay your portion of the estimate, not including the deductible, by the 28PthP week of your pregnancy.
  • If you have any questions regarding the financial arrangement, please call the financial counselor at (408) 358-4835.

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